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The Affordable Care Act is a comprehensive reform of health insurance that aims to:
Expand health insurance coverage to Americans
Hold insurance companies accountable
Lower healthcare costs
Guarantee more choice
Enhance the quality of care for all Americans
To accomplish these goals, the ACA involves many phases, but most affect the insurance industry and employers. Those affecting most Americans include:
Here are some links to information about the Act itself:
Read the full text of the Affordable Care Act
Or look at the breakdown of key features and a timeline of the Act's various phases
The Affordable Care Act affects everyone to varying degrees. This short, animated video produced by the Kaiser Family Foundation explains how (ver el video en español aquí)
In general, though, you DO NOT need to apply if you are:
You DO need to apply if you:
Health Insurance Marketplace Application Checklist
Gather these materials or information
If you need assistance with your application, see the tabs below.
You can apply:
There are a number of ways to keep up with updates and developments in the ACA and Health Insurance Marketplace portals Pick one that suits your needs from the list below:
Blogs/News feeds
Email or text/SMS alerts
Social Media
Traditional News Sources
Traditional news sources (print and digital) are also continuously publishing new articles and information about the ACA and related issues. You can find several of the latest articles in Peoria Public Library's newspaper databases, where you can search local, state, and national publications. Try searching for keywords like "Affordable Care Act," "Obamacare," or "Healthcare.gov," while also limiting the results by date to make sure you find the most recent content available. Remember, you can always Ask a Librarian if you need assistance!
If you still have questions about the ACA, try searching or browsing the articles on Healthcare.gov or the Kaiser Family Foundation's FAQ page to find your answers, or take advantage of the Live Chat option on Healthcare.gov to pose your question directly to a Healthcare Marketplace representative.
You can also bring your questions to local application counselors who've been trained to help area residents with the open enrollment process. These counselors will be available in different organizations throughout the community. See the tabs below, or call the Peoria Public Library at (309) 497-2000 for more information.
Always full of useful information about important consumer purchases, Consumer Reports Health Insurance information page provides a wealth of information and tips on shopping for and purchasing health insurance.
Login using the library's Consumer Reports subscription link on the "All Databases" page to get free access to even more Consumer Reports content.
The product of an independent research foundation, the "Understanding Health Reform" section of this website offers a lot of crucial information on the ACA in an easy-to-navigate and -understand format. In particular, be sure to look at:
Illinois Health Matters - Find useful information about the Affordable Care Act and how it's being implemented in Illinois. Sign up for email updates or follow the blog!
The state and federal marketplace portals, Get Covered Illinois and Healthcare.gov, are more than an entry point. They also provide a great deal of information about the Affordable Care Act and the open enrollment process.
To stay on top of updates and developments with the ACA and Health Insurance Marketplace, follow the federal Health Insurance blog, or sign up for email updates on both the federal and state Marketplace pages.
Visit the DHHS's Health Care page to learn more about the ACA and its various components, as well as its implementation in different states with the "State by state" feature. Be sure to follow the blog and Twitter feed for the latest developments!
Visit this site for Illinois-specific news and information about the Affordable Care Act, especially about Illinois's new Application for Benefits Eligibility (ABE), the new streamlined, all-in-one application for all state government benefit programs, including Medicaid, SNAP, etc.
If the library is able to secure specially trained navigators to provide assistance in our computer labs like we have in previous years, we will post the schedule here just as soon as it is available. If you have any questions, please call the library's Call Center at 309-497-2000.
Representatives from the Heartland Community Health Clinic will be available in Peoria Public Library's Main and Lincoln branch computer labs and meeting space to provide information and in-person application assistance on specific days and times throughout the open enrollment period (November 1, 2016 - January 31, 2017). You can also call the Heartland Community Health Clinic at 309-680-7632 for more information.
Other nearby agencies and organizations are also providing information or assistance. Search for additional assistance locations on the federal and state Healthcare Marketplace sites. You can also call Get Covered Illinois at (866) 311-1119 to find additional help near you.
Call one of these toll-free numbers to speak to a trained federal Marketplace representative.
For individuals and families: 1-800-318-2596 (TTY: 1-855-889-4325)
For small businesses: 1-800-706-7893 (TTY: 711)
You can also call the Get Covered Illinois Help Line at 1(866) 311-1119
Telephone hotline assistance is available in English and Spanish. La asistencia telefónica está disponible en inglés y español.
Download this form and give to your employer before you apply at the Marketplace.
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